Free physical & virtual cards
Issue multiple free VISA debit cards with 0% commission
- ATM withdrawal limit up to € 10 000 per card
- Issue, limit, top up or block with just a click
- Google Pay
Issue multiple free VISA debit cards with 0% commission
Italian IBAN for freelancers and SMEs
Physical and instantly issued virtual cards
Simple, powerful — built to get you paid twice as fast
Get expenses in control and keep your books tidy
Contact us at: [email protected]
What about you?
Italian customer service is flawless. Mario was quick and clear.
Lor
Excellent service and support. Invoicing made easy, for real!
Filiberto Daidola
Very supportive staff and awesome platform for invoicing
Lilux Dev
Finom is way above the average Italian solution for e-invoicing. UX is top notch, UI is extremely user friendly.
Marco
Great customer service, the experience is related to a backend issue on specific type of invoice, that was fixed in little less than a week, although subscription cost should be a little more competitive.
Raffaele Serravalle
Service is top-notch and customer service is absolutely amazing. The crop of the crop. Shoutout to Jasmine and all the others that helped me so far, people of infinite patience and care.
Alessandro Fusco
Start with affordable € 5 plan for freelancers. Looking for more?
Enjoy 1 month free trial* for all plans
Price
Users included
1
2
5
10
Cashback
0%
2%
3%
3%
Access to Business Platform
Accounting integrations
All transactions history in smart dashboards
Real-time notifications
Multi-Companies
Number of connected banks and payment service provider
Payment initiation requests
Mobile app (iOS & Android)
99% guaranteed uptime SLA
Role and user management
Accountant access
Manual access to wallets for team members
Visual analytics of income and expenses
Dark theme
All-in-one Business Platform
Users included
1
2
5
10
Cashback
0%
2%
3%
3%
Access to Business Platform
Accounting integrations
All transactions history in smart dashboards
Real-time notifications
Multi-Companies
Number of connected banks and payment service provider
Payment initiation requests
Mobile app (iOS & Android)
99% guaranteed uptime SLA
Role and user management
Accountant access
Manual access to wallets for team members
Visual analytics of income and expenses
Dark theme
Invoicing
Invoices (in/out)
Fast invoice payments by your customers
Invoices statuses tracking
Invoicing API access
Invoice and receipt recognition
Manual reconciliation of invoices and receipts
Credit notes
Customization of invoice templates
Automatic collection of documents
Provided by Finom
Monthly fee for extra team member
4 € after 1 team member
2 € after 2 team members
1 € after 5 team members
1 € after 10 team members
Fee per recognized document
2 € after 8
1,5 € after 8
1 € after 8
1 € after 8
Administrating irregularities
100 €
100 €
100 €
100 €
Provided by the Financial Institution*
IBAN for global transfers
VISA card issuance
Extra physical card issuance fee
0 €
0 €
0 €
0 €
Monthly fee for the nonactive physical card
2 €
1 €
0 €
0 €
Virtual card issuance
Extra virtual card issuance fee
1 € after 1 card
1 € after 2 cards
1 € after 5 cards
1 € after 30 cards
Monthly fee for the nonactive virtual card
1 €
0,5 €
0 €
0 €
Card payments in EUR (except for certain MCCs)
0 €
0 €
0 €
0 €
Card payment limit per card** (per month)
50.000 €
50.000 €
50.000 €
50.000 €
Card payments in foreign currency (non-EUR)
3%
2%
1%
1%
Card payments for certain MCCs (%, minimum 1 €)
€ 0 - € 500
1%
0%
0%
0%
€ 500 - € 2,500
2%
1%
0%
0%
€ 2,500 - € 5,000
3%
2%
1%
1%
€ 5,000+
3%
3%
3%
3%
Extension of ATM withdrawal limit up to € 5 000 (paid per month)
15 € after 1.000 €
10 € after 3.000 €
0 €
0 €
Fee for extra ATM withdrawal (applicable for all cards)
2 € after 2 withdrawals
2 € after 5 withdrawals
2 € after 10 withdrawals
2 € after 20 withdrawals
Fee for ATM withdrawals in foreign currency (non-EUR)
3%
2%
1%
1%
Monthly fee for extra wallet
4 € after 1 wallet
2 € after 2 wallets
1 € after 3 wallets
0,5 € after 4 wallets
Fee for extra in/out SEPA & DD Transfers
0,2 € after 50
0,2 € after 100
0,2 € after 200
0 €
Fee for extra SEPA & DD OUT transfers (per month)
0,1% after 25.000 €
0,1% after 50.000 €
0,1% after 100.000 €
0%
Fee for SEPA Instant transfers
€ 0 — € 500
1 €
1 €
1 €
1 €
€ 500 — € 2,000
3 €
3 €
3 €
3 €
€ 2,000+
5 €
5 €
5 €
5 €
Incoming international payments in EUR
0,5%
0,4%
0,3%
0,2%
Transfer between Finom's users in a few seconds
0 €
0 €
0 €
0 €
Stamp duty fee (charged monthly per wallet ONLY if the monthly average balance exceeds 5,000 €).
For freelancers
2,85 €
2,85 €
2,85 €
2,85 €
For companies
8,33 €
8,33 €
8,33 €
8,33 €
Processing bulk payments
Scheduled payments
Repeat payment
Please note that Finom does not provide any financial services. External payment providers will be used to provide you with regulated services
For our detailed price list, download PDF here
All-in-one Business Platform
Users included
2
5
10
Cashback
2%
3%
3%
Access to Business Platform
Accounting integrations
All transactions history in smart dashboards
Real-time notifications
Multi-Companies
Number of connected banks and payment service provider
Payment initiation requests
Mobile app (iOS & Android)
99% guaranteed uptime SLA
Role and user management
Accountant access
Manual access to wallets for team members
Visual analytics of income and expenses
Dark theme
Invoicing
Invoices (in/out)
Fast invoice payments by your customers
Invoices statuses tracking
Invoicing API access
Invoice and receipt recognition
Manual reconciliation of invoices and receipts
Credit notes
Customization of invoice templates
Automatic collection of documents
Provided by Finom
Monthly fee for extra team member
2 € after 2 team members
1 € after 5 team members
1 € after 10 team members
Fee per recognized document
1,5 € after 8
1 € after 8
1 € after 8
Administrating irregularities
100 €
100 €
100 €
Provided by the Financial Institution*
IBAN for global transfers
VISA card issuance
Extra physical card issuance fee
0 €
0 €
0 €
Monthly fee for the nonactive physical card
1 €
0 €
0 €
Virtual card issuance
Extra virtual card issuance fee
1 € after 2 cards
1 € after 5 cards
1 € after 30 cards
Monthly fee for the nonactive virtual card
0,5 €
0 €
0 €
Card payments in EUR (except for certain MCCs)
0 €
0 €
0 €
Card payment limit per card** (per month)
50.000 €
50.000 €
50.000 €
Card payments in foreign currency (non-EUR)
2%
1%
1%
Card payments for certain MCCs (%, minimum 1 €)
€ 0 - € 500
0%
0%
0%
€ 500 - € 2,500
1%
0%
0%
€ 2,500 - € 5,000
2%
1%
1%
€ 5,000+
3%
3%
3%
Extension of ATM withdrawal limit up to € 5 000 (paid per month)
10 € after 3.000 €
0 €
0 €
Fee for extra ATM withdrawal (applicable for all cards)
2 € after 5 withdrawals
2 € after 10 withdrawals
2 € after 20 withdrawals
Fee for ATM withdrawals in foreign currency (non-EUR)
2%
1%
1%
Monthly fee for extra wallet
2 € after 2 wallets
1 € after 3 wallets
0,5 € after 4 wallets
Fee for extra in/out SEPA & DD Transfers
0,2 € after 100
0,2 € after 200
0 €
Fee for extra SEPA & DD OUT transfers (per month)
0,1% after 50.000 €
0,1% after 100.000 €
0%
Fee for SEPA Instant transfers
€ 0 — € 500
1 €
1 €
1 €
€ 500 — € 2,000
3 €
3 €
3 €
€ 2,000+
5 €
5 €
5 €
Incoming international payments in EUR
0,4%
0,3%
0,2%
Transfer between Finom's users in a few seconds
0 €
0 €
0 €
Stamp duty fee (charged monthly per wallet ONLY if the monthly average balance exceeds 5,000 €).
For freelancers
2,85 €
2,85 €
2,85 €
For companies
8,33 €
8,33 €
8,33 €
Processing bulk payments
Scheduled payments
Repeat payment
Please note that Finom does not provide any financial services. External payment providers will be used to provide you with regulated services
For our detailed price list, download PDF here
Price
Users included
2
5
10
Cashback
2%
3%
3%
Access to Business Platform
Accounting integrations
All transactions history in smart dashboards
Real-time notifications
Multi-Companies
Number of connected banks and payment service provider
Payment initiation requests
Mobile app (iOS & Android)
99% guaranteed uptime SLA
Role and user management
Accountant access
Manual access to wallets for team members
Visual analytics of income and expenses
Dark theme
Custom
from 99 €
Tailored for your business
Contact salesAll-in-one Business Platform
Users included
1
2
5
10
Cashback
0%
2%
3%
3%
Access to Business Platform
Accounting integrations
All transactions history in smart dashboards
Real-time notifications
Multi-Companies
Number of connected banks and payment service provider
Payment initiation requests
Mobile app (iOS & Android)
99% guaranteed uptime SLA
Role and user management
Accountant access
Manual access to wallets for team members
Visual analytics of income and expenses
Dark theme
Invoicing
Invoices (in/out)
Fast invoice payments by your customers
Invoices statuses tracking
Invoicing API access
Invoice and receipt recognition
Manual reconciliation of invoices and receipts
Credit notes
Customization of invoice templates
Automatic collection of documents
Provided by Finom
Monthly fee for extra team member
4 € after 1 team member
2 € after 2 team members
1 € after 5 team members
1 € after 10 team members
Fee per recognized document
2 € after 8
1,5 € after 8
1 € after 8
1 € after 8
Administrating irregularities
100 €
100 €
100 €
100 €
Provided by the Financial Institution*
IBAN for global transfers
VISA card issuance
Extra physical card issuance fee
0 €
0 €
0 €
0 €
Monthly fee for the nonactive physical card
2 €
1 €
0 €
0 €
Virtual card issuance
Extra virtual card issuance fee
1 € after 1 card
1 € after 2 cards
1 € after 5 cards
1 € after 30 cards
Monthly fee for the nonactive virtual card
1 €
0,5 €
0 €
0 €
Card payments in EUR (except for certain MCCs)
0 €
0 €
0 €
0 €
Card payment limit per card** (per month)
50.000 €
50.000 €
50.000 €
50.000 €
Card payments in foreign currency (non-EUR)
3%
2%
1%
1%
Card payments for certain MCCs (%, minimum 1 €)
€ 0 - € 500
1%
0%
0%
0%
€ 500 - € 2,500
2%
1%
0%
0%
€ 2,500 - € 5,000
3%
2%
1%
1%
€ 5,000+
3%
3%
3%
3%
Extension of ATM withdrawal limit up to € 5 000 (paid per month)
15 € after 1.000 €
10 € after 3.000 €
0 €
0 €
Fee for extra ATM withdrawal (applicable for all cards)
2 € after 2 withdrawals
2 € after 5 withdrawals
2 € after 10 withdrawals
2 € after 20 withdrawals
Fee for ATM withdrawals in foreign currency (non-EUR)
3%
2%
1%
1%
Monthly fee for extra wallet
4 € after 1 wallet
2 € after 2 wallets
1 € after 3 wallets
0,5 € after 4 wallets
Fee for extra in/out SEPA & DD Transfers
0,2 € after 50
0,2 € after 100
0,2 € after 200
0 €
Fee for extra SEPA & DD OUT transfers (per month)
0,1% after 25.000 €
0,1% after 50.000 €
0,1% after 100.000 €
0%
Fee for SEPA Instant transfers
€ 0 — € 500
1 €
1 €
1 €
1 €
€ 500 — € 2,000
3 €
3 €
3 €
3 €
€ 2,000+
5 €
5 €
5 €
5 €
Incoming international payments in EUR
0,5%
0,4%
0,3%
0,2%
Transfer between Finom's users in a few seconds
0 €
0 €
0 €
0 €
Stamp duty fee (charged monthly per wallet ONLY if the monthly average balance exceeds 5,000 €).
For freelancers
2,85 €
2,85 €
2,85 €
2,85 €
For companies
8,33 €
8,33 €
8,33 €
8,33 €
Processing bulk payments
Scheduled payments
Repeat payment
Please note that Finom does not provide any financial services. External payment providers will be used to provide you with regulated services
For our detailed price list, download PDF here
All-in-one Business Platform
Users included
2
5
10
Cashback
2%
3%
3%
Access to Business Platform
Accounting integrations
All transactions history in smart dashboards
Real-time notifications
Multi-Companies
Number of connected banks and payment service provider
Payment initiation requests
Mobile app (iOS & Android)
99% guaranteed uptime SLA
Role and user management
Accountant access
Manual access to wallets for team members
Visual analytics of income and expenses
Dark theme
Invoicing
Invoices (in/out)
Fast invoice payments by your customers
Invoices statuses tracking
Invoicing API access
Invoice and receipt recognition
Manual reconciliation of invoices and receipts
Credit notes
Customization of invoice templates
Automatic collection of documents
Provided by Finom
Monthly fee for extra team member
2 € after 2 team members
1 € after 5 team members
1 € after 10 team members
Fee per recognized document
1,5 € after 8
1 € after 8
1 € after 8
Administrating irregularities
100 €
100 €
100 €
Provided by the Financial Institution*
IBAN for global transfers
VISA card issuance
Extra physical card issuance fee
0 €
0 €
0 €
Monthly fee for the nonactive physical card
1 €
0 €
0 €
Virtual card issuance
Extra virtual card issuance fee
1 € after 2 cards
1 € after 5 cards
1 € after 30 cards
Monthly fee for the nonactive virtual card
0,5 €
0 €
0 €
Card payments in EUR (except for certain MCCs)
0 €
0 €
0 €
Card payment limit per card** (per month)
50.000 €
50.000 €
50.000 €
Card payments in foreign currency (non-EUR)
2%
1%
1%
Card payments for certain MCCs (%, minimum 1 €)
€ 0 - € 500
0%
0%
0%
€ 500 - € 2,500
1%
0%
0%
€ 2,500 - € 5,000
2%
1%
1%
€ 5,000+
3%
3%
3%
Extension of ATM withdrawal limit up to € 5 000 (paid per month)
10 € after 3.000 €
0 €
0 €
Fee for extra ATM withdrawal (applicable for all cards)
2 € after 5 withdrawals
2 € after 10 withdrawals
2 € after 20 withdrawals
Fee for ATM withdrawals in foreign currency (non-EUR)
2%
1%
1%
Monthly fee for extra wallet
2 € after 2 wallets
1 € after 3 wallets
0,5 € after 4 wallets
Fee for extra in/out SEPA & DD Transfers
0,2 € after 100
0,2 € after 200
0 €
Fee for extra SEPA & DD OUT transfers (per month)
0,1% after 50.000 €
0,1% after 100.000 €
0%
Fee for SEPA Instant transfers
€ 0 — € 500
1 €
1 €
1 €
€ 500 — € 2,000
3 €
3 €
3 €
€ 2,000+
5 €
5 €
5 €
Incoming international payments in EUR
0,4%
0,3%
0,2%
Transfer between Finom's users in a few seconds
0 €
0 €
0 €
Stamp duty fee (charged monthly per wallet ONLY if the monthly average balance exceeds 5,000 €).
For freelancers
2,85 €
2,85 €
2,85 €
For companies
8,33 €
8,33 €
8,33 €
Processing bulk payments
Scheduled payments
Repeat payment
Please note that Finom does not provide any financial services. External payment providers will be used to provide you with regulated services
For our detailed price list, download PDF here
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Our servers are protected and hosted in the European Union
Data encryption prevents it from being stolen or intercepted
Confirm each online card transaction with a unique one-time password
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